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First American Title Insurance Company is the
principal subsidiary of The First
American Financial Corporation, a truly diversified real estate-related
financial services company
First American Financial Corporation, one of America’s oldest
and largest real estate-related financial services companies, celebrated
its centennial in 1989. The tale of its progress from a one-county
abstract company to the industry leader is truly a success story.
The First American Financial Corporation traces its roots to 1889
when what was then rural Orange County, California, split off from
the county of Los Angeles. At that time, title matters in the brand-new
county were handled by two firms—Orange County Abstract Company
and Santa Ana Abstract Company. In 1894, C.E. Parker, a local businessman,
succeeded in merging the two competitors into a single entity, Orange
County Title Company, the immediate predecessor of today's First
American Title Insurance Company.
| During its early years, the company’s growth paralleled
that of Orange County. In 1924, it expanded upon its abstract
business by issuing title insurance policies and providing escrow
and other real estate-related services. The company’s
growth was modest but steady and it earned a reputation for
diligence, thoroughness and friendly, personal service. |
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In 1963, D.P. Kennedy, grandson of C.E. Parker, became the company’s
fourth president. Six years previously, the company had embarked
on an expansion program with the intent of becoming a major force
in the flourishing Southern California real estate market.
The company took a new name, First American, and expanded the geographic
scope of its operations. In 1968, Kennedy oversaw the restructuring
of the firm into a general holding company, The First American Financial
Corporation, conducting its title operations through First American
Title Insurance Company and its subsidiaries. Existing title and
abstract companies were purchased. New offices were established.
Agency contracts were negotiated. In a well-planned and managed
expansion program, First American built an organization that serves
every region of the country.
Today the company operates through a network of more than 300 offices
and 4,000 agents in all 50 states. And it provides title services
abroad in Australia, the Bahamas Islands, Canada, Guam, Mexico,
Puerto Rico, the U.S. Virgin Islands and the United Kingdom.
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While expanding dramatically, First American has
managed to avoid many of the problems often associated with
growth through acquisition. Regional management is allowed to
operate with a maximum of autonomy. The red tape and ponderously
slow decision-making that can bog down large corporations is
noticeably absent from First American's operations. |
At the same time, the company’s large size allows it to provide
services a smaller firm cannot. For example, since 1980 First American’s
National Accounts Division has provided single-source title services
to major corporations whose real estate ventures cross state or
regional lines. More recently, First American Financial has added
companies which provide additional services for our customers such
as tax reporting, credit reporting, flood compliance, property information
and home warranties.
First American’s business practices are a blend of the newest
techniques and technologies with the old, tried and true ways of
providing personal service. The critical ingredient in the company’s
formula for success is people. First American has a unique blend
of talented people—experienced title experts, knowledgeable
title attorneys and friendly, helpful staff—who produce consistently
excellent work and consistently happy clients.
| Now in its second century, First American is still headquartered
in Santa Ana, in a building just steps from the site of its
first offices. Its founding family continues to direct operations.
Its reputation for excellent work and conscientious service
is not only intact, but has been enhanced. It has revenues nearing
$3 billion. And it continues to grow. |
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A policy of title insurance is an insured statement of the condition
of ownership of real property. Generally, policyholders are purchasers
of real property or lenders whose security is real property. In
the event of a lawsuit questioning the terms of a title policy,
the title insurance company provides legal defense for the policyholder
and, if the suit is lost, pays all valid claims or losses up to
the amount of the policy. All of this protection and security is
available for a one-time premium.
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information on The First American Corporation
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